Tuesday, August 30, 2011

Credit Card of the Future( Credit Card 2.0)

There has been an upwards trend on gadgets and peripherals implementing credit cards that are making transactions as easy as a swipe and click anywhere. Well credit cards are about to get even more fancy due to some awesome futuristic tech, call it the credit card 2.0.
Major banks such as Chase, Capital One, Wells Fargo and Citi Bank in the near future could offer these type of credit card to its customers. This concept card allows users to simultaneously link all their accounts in one card, hide their account number digitally, and deactivate the magnetic strip until it needs to be used again.  Talk about secure and insurance all under one plastic card. Whats great is this card works just like any other credit card. Works will  all magnetic readers, so its not necessary to go and replace current credit supporting applications. Would have same 0 apr card credit fee as any other card depending on bank, and rules and eligibility requirements.
The card makes use of a pin to show the credit card number, much like a smartphone lock screen requiring a code to get inside the smartphone, etc. Several banks are in talks with the company Dynamics, maker of this awesome tech, to make use of such cards. Your future Chase, Bank of America, Citi Bank, and Capital One credit card could very well be one of these awesome 2.0 Cards. I personally would like having one of these. What's not to like about a futuristic looking card offering security ,insurance, and easy of personal convenience all in one card.





(Sources: Dynamics Corp owner images, Banking Future Wiki)

86 comments:

Dante said...

Idea of two account on one card is awesome. I will get one ass soon as they will be available.

SQ said...

Awesome! Love this new gadgets.

revilo251 said...

i thinks thats an brilliant idea! will be gettin one of these when they come out :D sound pretty secure

Publius said...

It's about time they came up wit this! I wonder how they will "hide the number digitally"? Great post, as usual.

Zoupic Music said...

sounds like it could be flawed if your card is stolen or hacked in to :|

yobro11 said...

That's neat. But what about security?

Mr Jack House said...

Although assaild with fortune fierce and keen, Following!

Dragmire said...

This is a pretty cool idea. I hope TD Bank gets these cards.

Kyle said...

This sounds neat, but I'd be worried about security for sure.

Internet Catch Of The Day said...

For every security feature there will eventually a way of defeating it, hopefully this will help keep credit card payments secure for a while longer

Talerfuchs said...

I think these new features only make it harder to copy, but not impossible.

Inverse said...

Sweet! Thanks future.

tgquagmire said...

the things company do to modernize the world to prevent theif is incredible just look at all the high tech things they did with PAPER MONEY!

Kohla said...

This looks very promising... also followed

Al3xaG said...

It sounds awesome and scary at the same time. If people finds how to rip all the info in the card, or clone it, all your accounts would be in risk.

MUFCfollowers said...

Hopefully this will help reduce insurance premiums, although I doubt it.

Zach Crankfield (lacrosse) said...

^mr. soccer player above me... follow this fello.

ZIane said...

Wow, gotta see dat technology

Megamanrocks said...

Nice, this would help with my budgeting!

Juan Lisoborsky said...

Nice!!!!!!!!!!!

Damon said...

great post
+follow

TheSeint05 said...

Highly interesting as always. Adore you blog, mate

icycooL said...

Wow looks pretty cool. It's great to see tech advancing so rapidly.

Max Silver said...

Rock on! I'd use one :)

Boobeat said...

i hope they will release them soon.. yesterday i had sms on my phone like please change pin code on your credit card i was like OMFG SOMEONE robbed me..

Genosha said...

Very interesting. Hope it solves some fraud issues.

P said...

wow man this is awesome, tech keeps advancing rapidly

Scienide said...

Sounds fancy, but i dont like the idea of credit cards rulling everywhere... All for the profit of banks...

logolepsis said...

Gotta love this. I feel I should get me one, too...

motsu said...

i actually saw a video of this from some tech demo.... its damn cool.... just keep rfid out of it!

Willis said...

Shame something like this couldn't be applied elsewhere. After the bank hoopla a couple years ago I wouldn't trust all my funds and credit lines being filtered into one card. My paranoia would think it's all backdoor bank hand shaking.

frankcom said...

Wow! I would like one of these! butI would like RFID too, it's quite good, Not as secure, but good!

Another Dev Guy said...

I dont trust credit cards, if i want something i save for it.

aLH3x said...

ATM I have a Visa card, but this one seems really interesting!
+follow &cl!

Lemur said...

really awesome

T Papar said...

i think that in the future with NFC technology, the mobile phones will be acting as credit cards through a simple application :)

Tó Rock said...

Cooool. thanks for sharing!

DesoWave said...

Cool stuff. Can't wait for the simplicity and ease.

dragonslayer said...

nice bro keep up the good work

Scott said...

That does look pretty awesome. Definitely need to upgrade credit card security.

Dan Carter said...

that is pretty impressive, this is gonna take a while to get off the ground though isn't it?

Andy said...

Pretty snazzy! It would be nice to get rid of all of those cards and replace them with a universal one. Only thing I'd worry about is accidentally using the wrong "card."

Moozy said...

you've got some pretty interesting and informative posts. I'm really interested in this. Great Blog! +follow

AyJim said...

i saw this somewhere once

Mr.D said...

I like the convenience of them linked

link580 said...

I was thinking somthing like this would be great when I was a kid.

I've heard something about esv (I might have the letters wrong some euro banks use it now) its like a smart chip to protect your card, I think blue chip from amex does this.

Nfc should be doing something like this too, can't wait to get a nexus prime. (Have a galaxy s so won't be getting nexus s)

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